First steps for prospective home buyers
HOME, AND TAKING OUT A MORTAGAGE
CAN BE A SCARY THING FOR MOST
PEOPLE. THERE CAN BE LOTS OF
QUESTIONS AND UNKNOWNS. JOINING
ME TODAY TO TALK MORE ABOUT HOW
TO TAKE THE TOPIC FROM SCARY, TO
UNDERSTANDABLE IS SAM FOSS THE
MANAGER OF MORTGAGE LENDING FOR
FIRST WESTERN BANK.
SAM, SPRING IS HOME BUYING
SEASON. WHEN FIRST TIME HOME
BUYERS BEGIN LOOKING FOR A LOAN,
HOW SHOULD THEY BEGIN THAT
PROCESS?
BUYING A HOME IS EXPENSIVE, AND
WE KNOW THINGS HAVE REALLY
CHANGED WITH
FINANCING. IT'S TOUGH TO HIT
THAT 20 PERCENT DOWN ON A HOME.
IF SOMEONE DOESN'T HAVE 20
PERCENT TO PUT DOWN, ARE THERE
OPTIONS OUT THERE? OUTSIDE OF
SAVING FOR THAT DOWN PAYMENT.
WHAT DO YOU RECOMMEND
HOMEOWNERS TRY TO HAVE IN THEIR
SAVINGS TO PREPARE THE
UNEXPECTED
ISSUES THAT ARISE DURING HOME
OWNERSHIP? WHEN LOOKING AT A
MORTGAGE, WHAT ARE SOME KEY TIPS
TO KNOW?
ARE MORTGAGE RATES SIMILAR FROM
BANK TO BANK? OR SHOULD YOU
REALLY SHOP AROUND WHEN
BANK? OR SHOULD YOU REALLY SHOP
AROUND WHEN SEARCHING FOR A
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